The most effective way of ensuring that your car insurance costs will remain low is by avoiding accidents. And contrary to what most people think, most road accidents can be avoided. Research has clearly shown that 90 per cent of the car accidents that happen can be avoided. One just needs to know where to be extra careful.

 

Intersection errors for instance are one of the most common causes of automobile accidents. It accounts for over 65% of urban accidents, which occur at intersections. To avoid being part of this statistic you need to look around very carefully at every intersection and proceed with lots of caution and without assuming anything.

Inattention and loss of concentration is yet another common cause of car accidents. You should maintain close concentration on your own driving, other drivers and pedestrians. Not to mention always being aware of the driving conditions.

Yet another very useful precaution when driving is to look at your speed in Kilometers and then maintain that many feet in distance between your car and the one immediately ahead of you.

Vehicle malfunction also contributes to accidents. It is prudent to have regular checkups, especially of brakes, tires and wiper fluid. Maintaining your vehicle is a very effective way of avoiding automobile accidents.

Many of these simple rules may look pretty obvious, however they are often forgotten, overlooked or just ignored with serious consequences. Just remember that no other single thing you will do will be as effective in taming your car insurance costs as avoiding accidents and having a good driving record.