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Relax, Get A Cup of Tea
hal15.gifThe insurance salesmen used to say to people, 'If you die tomorrow, what will happen to your family? Have you thought about it?' Now insurance companies teach their salesmen never to say this. They have changed it and they found a more cunning way. They say, 'If you had died yesterday, have you ever thought what would have happened to your family Today?'. 'Yesterday? How can one die? I am alive!' But the message is conveyed and he does not take any antagonistic attitude. And the insurance companies are right -- people are very much afraid of death... just the very idea and they start trembling. Nothing dies -- nothing can die. In the very nature of things death is impossible. Things only change form. The journey is eternal.
 
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Written by Anonymous
family5.jpgThousands of women with family histories of breast and ovarian cancer could pay higher insurance premiums or even be denied cover altogether under new proposals from the insurance industry.
The Association of British Insurers (ABI) is expected to lodge an application for permission for its members to ask women whether they have been tested for the BRCA1 and BRCA2 mutations.
However, across Europe, several countries have banned insurers from using genetic tests to decide premiums. Also, in 2005, a voluntary agreement to avoid using such tests by British insurance companies was extended until 2011.
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Written by Toby Lason  
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Last year the Association of American Medical Colleges (AAMC) said that schools should require disability insurance for all medical students and provide access to policies. Medical students are particularly vulnerable to the financial hardships that may result from a disability. Disability insurance protects students from possible fiscal disaster and is also a prudent investment.
Most medical students do not generate income while in school, but instead accumulate debt at staggering rates. In 2005, medical school graduates who took out loans started their residencies with an average debt of $100,000, a figure that does not include undergraduate debt.

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