Izzy Iceberg, the salesman from "Titanic Insurance," pays a visit to the Kowalski's home. Kowalski is out at the pub, so Izzy is forced to talk to Olga. "Do you know how much your husband's life insurance policy is worth?" asks Izzy. But Olga does not understand what he is talking about and just looks at him, blankly. "Let me put it to you another way," says Izzy, patiently. "Do you know what you would get after your husband dies?". "Ah! I have often thought about that," says Olga. "Probably I will get a parrot!"